Self-protection

I cannot recollect how long
I had been walking under my umbrella
While no rain was falling
And others walked uncovered

I however do remember
Rain was pouring heavily, one day
And my heels were drowning terribly
When I was walking beside this man in a raincoat

I now only wonder why though
He never took his coat off
As I kept wandering along with him
In the pouring rain, without my umbrella.